New GFT members receive $10,000 No-Cost Term Life insurance for a period of one year, designed to provide financial protection for loved ones in the event of a premature death. Members have the option to increase the coverage or continue the coverage after one year at a low cost. The cost per $1,000 of coverage per month can be as low as $0.04 for coverage amounts of $100,000 or higher. For more information on the Term Life insurance, you may login to the AFT website.